2026 Take-Home Pay
Salary After Taxes in the Nine States With No Income Tax
Most take-home calculators hand you a federal-only number and then admit it is incomplete, because your state takes its own cut. In these nine, Texas and Florida among them, there is no state cut to take. Federal income tax, Social Security, and Medicare are the entire deduction list — so the figures on these pages are the answer, not an estimate you still have to adjust.
Texas→
No state income tax
Funded instead by sales tax collected by the state and local property tax collected by counties, cities, and school districts.
Florida→
No state income tax
Funded instead by sales tax, tourism-related levies, and local property tax.
Washington→
No tax on wages; the state does tax some capital gains
Funded instead by sales and use tax, a gross-receipts tax on business activity, and local property tax.
Nevada→
No state income tax
Funded instead by sales tax, gaming and live-entertainment taxes, and local property tax.
Tennessee→
No wage income tax (Hall tax fully repealed in 2021)
Funded instead by sales and use tax, plus local property tax.
South Dakota→
No state income tax
Funded instead by sales and use tax, plus local property tax.
Wyoming→
No state income tax
Funded instead by severance taxes on mineral production, sales and use tax, and local property tax.
Alaska→
No state income tax and no statewide sales tax
Funded instead by oil and gas revenue, investment earnings from the Permanent Fund, and sales taxes levied by some local governments.
New Hampshire→
No tax on wages; the interest & dividends tax was repealed in 2025
Funded instead by local property tax, plus targeted levies such as the meals and rooms tax.
The same number in all nine
Because none of the nine touch wages, take-home pay is identical across all of them at any given salary — a $100,000 job pays $79,180 a year after tax whether it is in Dallas, Miami, or Cheyenne. The per-state pages carry the full $40,000–$300,000 table plus what each state collects instead.
| Salary | Take-home (year) | Monthly | Biweekly |
|---|---|---|---|
| $60,000 | $50,390 | $4,199 | $1,938 |
| $80,000 | $65,110 | $5,426 | $2,504 |
| $100,000 | $79,180 | $6,598 | $3,045 |
| $120,000 | $93,250 | $7,771 | $3,587 |
| $150,000 | $113,791 | $9,483 | $4,377 |
| $200,000 | $148,927 | $12,411 | $5,728 |
Every salary from $40,000 to $300,000: 2026 Take-Home Pay Table.
What "no income tax" does and does not mean
It means no state tax is withheld from your wages. It does not mean the state collects nothing from you. Every one of the nine replaces that revenue somewhere else — sales tax, local property tax, severance taxes on oil, gas, and coal, or levies aimed at visitors — so the bill arrives when you spend or when you own rather than when you are paid.
Two of the nine need a sharper description than the headline. Washington leaves wages alone but taxes certain long-term capital gains above an annual threshold, so a salary is untouched while a large stock sale may not be. New Hampshire never taxed wages, and its separate tax on interest and dividend income was repealed as of 2025 — older articles still describing New Hampshire as taxing investment income are out of date.
FICA does not vary by state. Social Security at 6.2% up to the $184,500 wage base and Medicare at 1.45% on every dollar are federal, identical everywhere, and they are the reason your take-home is well short of your gross even where the state takes nothing.
FAQ
Which states have no income tax in 2026?
Nine: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Two carry a footnote worth knowing. Washington does not tax wages but does tax certain long-term capital gains above an annual threshold, and New Hampshire never taxed wages but did tax interest and dividend income until that tax was repealed as of 2025.
What is a $100,000 salary after taxes in Texas?
About $79,180 a year, or $6,598 a month, once 2026 federal income tax and FICA come out for a single filer taking the standard deduction. Because Texas takes nothing from wages, that is the finished figure rather than a starting point, and the same salary pays exactly the same in the other eight states on this page.
Why is a federal-only calculator exact in these states but not elsewhere?
Because the other 41 states add a second layer, a state income tax withheld from the same paycheck, that a federal-only figure leaves out. In these nine there is no second layer to add, so federal income tax plus Social Security and Medicare is the complete deduction list rather than a starting point.
Does living in a no-income-tax state leave you better off overall?
Not automatically. Each of these states funds itself some other way, whether that is sales tax, local property tax, severance taxes on mineral production, or tourism levies, so the money moves from your withholding to your spending and your housing costs. Whether the total is lower depends on what you earn, what you spend, and what you pay for housing, which is a household-by-household question rather than a state-level one.
Sources
- IRS Rev. Proc. 2025-32 — 2026 inflation adjustments (brackets, standard deduction) ↗
- SSA — 2026 COLA fact sheet (taxable maximum $184,500) ↗
Last verified: 2026-08-27 · We monitor official sources daily and update rates after human review of the originals.